Swedish authorities have said that a 44 year old man has survived in his car for two months after it was buried by snow. The man, Peter Skyllberg of Karlskrona, Sweden, survived by drinking melted snow but was not able to eat anything during his two month long nightmare.
Temperatures went lower than 22 degrees below zero outside, but the snow surrounding the car was able to act as a natural igloo, keeping the man warm enough to survive.
Mr Skyllberg was saved when a passerby from the nearby town of Umea came across his car and got help. While Skyllberg is alive, he was said to be in “really bad shape” when he was found.
‘Case of a lifetime’
The chief medical officer of Norland’s University Hospital in Umea, Dr. Ulf Segerberg, called the man the “case of a lifetime” and said that every year they receive many people who have frozen to death. He went on to
14 Feb
Posted by: Brianna McCaffrey in: Bad Credit Info
The number of mortgage products that require a deposit of 10% or more has steadily increased over the past year. This time last year there were 214 90% loan-to-value products, compared to 343 today, which is good news for first-time buyers.
Here is a selection of some of the best five year fixed rate deals with a 90% loan-to-value.
HSBC
Obtaining a business loan is an important part of bringing your business to fruition. No matter how great your idea is, your business is not going to get off the ground without funding. There are a variety of business loans available to help your company get the funding it needs. What do you need to get a business loan?
Online loans could be a viable way to get the funding your company needs. There will be a variety of lending options that may not exist from a typical bank. Most of the exotic loans that a business will apply for are only offered online. Your bank is not going to offer a factoring loan in most cases. The Internet may also allow you to find loans that offer better interest rates if your company doesn’t have great credit yet especially from price comparison sites like http://www.comparethemarket.com/loans/.
Having the proper level of funding is going to be critical to the survival of your company. Y Read more…
The Prime Rate is the one term that is present in the user agreement of nearly every credit card offer on the market. When citing the interest rate, a bank will typically specify a variable rate equal to the Prime Rate plus a fixed percentage. As simple as that sounds, many credit card users don’t know what the Prime Rate is, where it comes from, and why it is important to them.
What Is The Prime Rate
The Prime Rate, otherwise known as the Prime Lending Rate, is an interest rate used as a reference by banks. The term traditionally referred to the interest rate given to their best customers. The Prime Rate can vary from country to country, but in the United States, it is three percentage points above the Federal Funds rate, the rate at which banks will loan each other money overnight. T
Reasons for support
This bill was supported by the U.S. Chamber of Commerce, Air Transport Association and other groups representing bankers, mortgage lenders, debt collectors and college loan lenders. Below are some of the reasons these groups supported this bill:
Some agencies wanted to be able to contact people in an emergency.
Other businesses wanted to be able to reach consumers for bill collection purposes or advertising.
Politicians wanted to be able to get their campaign messages out using cell phones.
More people have cell phones than ever before and some don’t have land lines. Some that have land lines don’t answer them anymore.
Privacy and consumer cost issues
The bill was killed due to consumer groups and attorney generals’ opposition to it, because of privacy right concerns and costs to consumers. Consumers were concerned that they would receive nuisance calls and had to pay for incoming calls and texts. Consumers with limited budgets may be on cell phone plans that charge for each call and text or have a limited number of free minutes. Attorney generals from 48 of the 50 states sent opposition letters to Congress. In addi
06 Feb
Posted by: Brianna McCaffrey in: Bad Credit Info
Since the implementation of the CARD Act, banks are no longer allowed to recruit student applicants on campus. Solicitations can occur, but bank representatives must remain at least 1,000 feet off of campus if they are offering food or other enticements. Furthermore, they are restricted from offering gifts in return for people filling out new applications for credit. Unfortunately, the law only specified “tangible gifts,” which many banks have interpreted in such a way as to allow the distribution of online coupons or bonus reward points.
Another practice that the authors of CARD Act sought to curtail was the granting of credit to college students and young adults who lacked a means to repay their debts. Too often, college students who incurred substantial credit card debt would rely on their parents for repayment. The CARD Act prohibits banks from extending credit to adults between the ages of 18 and 21, unless they can obtain a co-signer that is above 21. Oth